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Deposit by Wire Transfer
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SwissMICSI User can make deposit by using wire transfer.
This is most normal and clear way for everyone.
Even if you don't have any card, but still this way is available. Also, when you need to make deposit over limited amount with your card, it's no problem.
Here the explanation how to make deposit by Wire Transfer.
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Secure Load System
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To make sure your fund must arrive to your SwissMICSI Account properly and on time, we provide specific system called Secure Load System to avoid any accident.
Please use this system when you need to wire.
Our Secure Load System can make sure your wire amount will be in your SwissMICSI Account.
But, unfortunately, this system can't cover the accident in sender bank or correspondent bank. Please choose the bank trustworthy.
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Currency
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SwissMICSI support multi-currency. Please select suitable currency for this wire.
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Sender Bank Information
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SwissMICSI Bank Account you will send to by wire will be shown after you fill up required information on Secure Load System.
SwissMICSI has several Bank Account with different banks.
According to your location and amount which due to wire, our system will show you several bank account on the page. Please choose the bank suitable for you.
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Please go to the Bank near you
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After fill up Secure Load System and getting SwissMICSI Bank Account suitable for you to wire, please go to the bank near your place, and make the transaction.
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Bank Charge
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The bank charge of sender bank and correspondent is yours, now SwissMICSI.
Please pay proper bank charge when you make the transaction in the bank.
There is no charge on SwissMICSI at all when your funds arrive.
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Required Time
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In almost all case, the wire transfer to SwissMICSI is international transaction. It'll take the time compare than the transaction inside of your country.
If sender bank had huge correspondent bank network, it'll be faster, around 2 or 3 days. But if not, it'll take more than 1 week depend on bank network and quality of fund.
Please be patient until your wire hit SwissMICSI Bank Account.
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Use your card when Small Amount
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If you try to wire quite small amount, sometime it's not so good for you because the percentage of bank charge will be more big.
For example, if the amount is EUR 50 while bank charge is EUR 40, remained EUR 10 will be the deposit in your SwissMICSI Account. This way is almost meaningless.
If you make small transaction, please use Deposit by Card instead wire transfer.
The result will be completely different because transaction fee of SwissMICSI is quite low.
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