Open your FREE Account
Be the Verified User
Free Payment Gateway
How to use Payment Gateway
Load Money
Send the Money
Withdraw
Get Paid
Fee Table
Prepaid Card, Name or No Name
Prepaid Card Fee Table
One Time Password
Free Commodity Account
Secure Direct Online
Secure Direct SMS
Telephone Direct
Contact/Questions
FAQs
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Free Payment Gateway
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Our Payment Gateway is free, meaning there is no setup or monthly fee for it's usage. The requirement to be able to use our merchant services is to be a verified user.On each transaction SwissMicsi will charge a small fixed fee along with a percentage fee for successfull transactions. These fees will be proposed and negociated depending on the services/products sold by the merchant.
Setting up this Payment Gateway is quite easy, you can generate and copy and paste the payments forms/buttons html code in to your web page. Or, for advanced users, you can use our API to integrate our payment gateway into your system. Also installation modules are vailable for the most commong e-commerce solutions such as: Oscommerce, VirtueMart, PrestaShop...
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Free to Use
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Once you are Verified User, you can use SwissMICSI Payment Gateway at any time, with no monthly or setup fee.
Depending on the type of business you run and the estimated risk, a security deposit may be required in order to secure buyers interests. |
How about Merchant Account?
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SwissMicsi as a licensed E-wallet has concluded a couple of contracts with different acquiring parties holding VISA, MasterCard and other payment cards or payment methods licenses. As such, once you open your SwissMicsi account, you can benefit from SwissMicsi multiple acquiring agreements and start accepting all the available payment methods on your website.
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For Verified User only
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Payment Geteway can be used only by our Verified Users.
If you are not yet a Verified User, please start the procedure as soon as possible. It's free and it will also give more trust to your partners/clients.
Please refer to our page Become Verified User for more details. |
Due Diligence & KYC
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To avoid illegal/criminal use of our Payment Gateway, you have to pass our Due Diligence and KYC (Know your Client) procedures.
The details of our AML procudures are here: Due Dilligence Process.
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Non Accepted Activities
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Depending on Swiss and or International laws, some activities may not be acceptable. Also specific limitations or exeptions can be applied depending on the payment method to be used and the concerned acquiring partner. In General terms the business activities that are refused are in the following PDF document for your perusal: Non Accepted Activities (PDF)
If you hesitate about how your activity could be classified, please contact us with all the details on the products and services that you are selling, with your website URL or your catalog/brochures, alternatively your business plan if you have not yet started your business. |
Transaction Fee
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Transaction fee is quite low, as follows:
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Internal Transfer
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1% + 0.5 EUR
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VISA/Mastercard payment
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from 2.9% + EUR 1.00
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The Credit Card transaction fees will be proposed to you when you submit your merchant website and will be adapted to the volume of transactions and the estimated level of risk of your business activities. |
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Security Deposit
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For very low risk and low transaction volume activities no security deposit will be required. However if the risks of the business becomes non negligeable and or the volume of transactions goes higher then SwissMicsi may require and negotiate with you an appropriate security deposit.
A security deposit can actually bring you some benefits such as potentially lower transaction fees and also the possibility to subscribe to our Asset Management service and get your security deposit securely invested. |
Recommended to be our Affiliate
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Please Join our Affiliate program before you start using our Payment Gateway, because when your user choose to Pay by Credit Card and opens a SwissMICSI Account, you will get commissions on all the non gateway transactions that this user will do via our system. The commissions seem small as they are calculated on the fees we charge, but being multiplied over time and having more and more registrations, this can lead to an interesting and stable additional income for your business.
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How To / Step by Step Information
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